Pandemic
Our Core Values
We believe in ethics and integrity
The values that define Ndege Chai Sacco
Integrity and honesty
As Ndege Chai Sacco we always operate ethically, act with professionalism and honesty, treat people with respect, fairness and dignity, and being open and transparent in decision making.
Creativity and Innovation
As Ndege Chai Sacco, we promote an innovative culture and attitude. We think differently to make a difference and strive to apply innovative thinking and creativity to everything we do. Creativity and Innovation is a key driver for our growth. We remain open to new ideas; look for ways to improve processes and seek creative solutions for our customers.
Excellence and Quality
As Ndege Chai Sacco, we value excellence in service provision, leadership, people development, managing long term relationship. Our strategies shall aim at continual improvements in our systems, products and services diversification, reliability, accessibility and affordability
Account Products
We have account products designed to cater to your every need and purpose. Open an account with us today.
40000+
Members
7
Branches
178
Awards won
40+
Years
Our Loan Products
There is a loan product for everyone
Maziwa Loan
The Procedures and Features of the products The applicant must have been a member for the last six months and a…
Emergency Loan
The loan facility helps a member meet emergency situations that were un foreseen. Mostly called ‘school fees’ loan by our members.…
Additional loan
This is a refinancing loan product. This loan facility is like a top up that facilitates completion of an ongoing project/investment…
Salary Advance
Salary advance is applied online via M-Ndege service. It is processed and paid within 3 minutes and attract an interest rate…
Special Advance
This is a product which facilitates the payment of salary advances when a member presents a postdated Cheque
Seasonal Advance
The Procedures and Features of the products: The applicant must attach a certified copy of the contract document as a proof…
Boda Boda Loan
Product to be insured Repayment period is 18 months Interest rate is 14% p.a.-reducing balance Has to be guaranteed by 4…
Jipange Loan
This is a FOSA salary-based product. It is applied via M-Ndege service-*882# Maximum loan amount- Depends on one’s pay slip. Minimum…
Normal loan
This is a development loan product and the loan facility is meant to assist a member initiate and finance development projects.…
A World Class Financial Institution
Read moreWhy Choose Ndege Chai Sacco?
Joining Ndege Chai Sacco is the best choice you have made so far. By joining us, you immediately get access to these and many other benefits.
Corporate Principles
The Sacco recognizes, upholds and esteems its members, peer Saccos, the government and regulatory agencies as well as all stakeholders by adhering to good corporate governance principles and practices, and guided by the Co-operative Principles namely:
- Voluntary and open membership
- Democratic member control
- Members economic participation
- Autonomy and independence
- Education, Training and information
- Co-operation among co-operatives
- Concern for community in general
Thus, the objects of the Society shall generally be in accordance with the Cooperative Values and Principles
GOK - Ministry of Health Guidelines on the Corona Virus pandemic.
Click hereKericho Branch
Naivasha Branch
Konoin Office
Silibwet Office
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