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Enhanced Features:

  • Maximum loan amount- Kshs 250,000.
  • Minimum loan amount- Kshs 5,000.
  • Repayment period- 6 Months.
  • Interest rate- 14% per annum (1.166% per month)- on reducing balance.
  • Guarantors- At least 3 guarantors who are FOSA salary based.
  • Recover from mid-month advances/net salary.
  • Processed within 48 hours.
  • 2/3 Rule mid-month advance.

Conditions:

  • One must have been channeling salary through FOSA account for the past 6 months.
  • Guarantors-liability will be transferred to guarantors if no payments are received within 2 months.
  • No offsetting of Jipange - i.e. must be repaid within stipulated period of 6 months.

Coming soon... Online Jipange Loan application. Meanwhile ensure you are registered in the M-Ndege (M-Banking) platform