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Apart from sending and receiving cash through our M-PESA outlets, members can deposit cash to their F.O.S.A account, make loan repayments and savings using the PAYBILL option of M-Pesa and using the Ndege Chai business number 637 637.

How to Deposit Money Using Ndege Chai Sacco M-Pesa Paybill
  • Go to M-PESA , then Lipa na M-PESA
  • Enter 637 637 as the business number
  • For payment into Deposit, Enter DE followed by your national ID number, e.g. DE 123456789
  • For payment into FOSA Savings, enter SA followed by your national ID number e.g. SA 123456789
  • For loan repayment enter the loan type e.g. Normal Loan(NL), Additional Loan(AL), Emergency Loan (EL), Jipange Loan(JL), Salary Advance(V) then your national ID number e.g. NL 1234567789
  • Enter the amount you wish to deposit (between Ksh10 – Ksh70,000)
  • Enter your M-PESA PIN
  • Confirm details are correct and press OK!
Terms & Conditions Apply